Wednesday, December 28, 2022

Who is Behind Fair Deal Scheme in Ireland? Know All About HSE & Revenue’s Role

 

By now, everyone is familiar with Fair Deal Scheme. And why not? A scheme that offers financial support to the aged and ailing by paying for their cost of care in nursing homes is bound to gain recognition. When you pay a part of your contribution, who do you think pays the rest? Who do you think assesses your care needs? Who do you think removes those worry lines from your forehead when unforeseen health expenses take a toll on your financial situation? It’s the Health Service Executive or the HSE in short!

Given how seamless that publicly funded healthcare system in Ireland makes availing of long-term nursing home care, don’t you think you should know more about HSE? If you wish to learn more about it, read on and identify its role along with that of Revenue in facilitating nursing home care.

Role Played by HSE in Enabling Nursing Home Support Scheme

An HSE administers Fair Deal orthe Nursing Home Scheme. Apart from this task, the authorities provide Nursing Home loans to Irish residents failing to pay their part of their contribution to the nursing home. Of course, it follows some rules. For instance, the person in care must write a consent letter to secure a Charging Order registered against his asset. Those unversed with a Charging Order must know that it is a simple mortgage that secures the loan amount of the HSE.

When the Charging Order is successfully passed, it is the HSE who pays the dues on behalf of the Fair Deal Scheme beneficiary and gets the long-term nursing home care benefits rolling. After undertaking its fair share of responsibilities, the HSE informs Revenue about the amount to be repaid and the date within which it is to be done.

HSE also informs all NHSS members that loan repayment is mandatory after the death of the person in care and the transfer of property while the person is still alive and breathing. This property is the one that bears the Charging Order.

How Does Revenue Facilitate the Fair Deal or Nursing Home Scheme?

Revenue is an Irish Government Agency, formally recognised as The Revenue Commissioner, entrusted with the responsibility for customs, taxation, excise and similar matters. It is self-explanatory from the statement that Revenue collects the loans to be repaid on behalf of the HSE and informs the HSE about it. The latter removes the Charging Order registered against the beneficiary’s asset.

Final Thoughts:

In the end, it is quite evident that the roaring success of the Nursing Home Support Scheme in Ireland has been possible due to the significant roles played by HSE and the Revenue Commissioners. While the former administers the scheme, the latter collects payments for the benefits to keep flowing towards NHSS beneficiaries. Both have contributed to the triumph that the scheme today has achieved.


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