The journey of elderly care is not smooth. There are a lot of emotional as well as financial challenges, which makes it quite a hurdle for the family. However, the fair deal scheme in Limerick promises to offer significant support.
The nursing home support scheme is designed to make this journey a dignified and manageable one for the elderly. In this writeup, we will demystify the process and navigate through the fair deal scheme to understand the nitty-gritty stuff.
Understanding the nursing home support scheme
The nursing home support scheme, also known as the fair deal scheme, is an initiative of the Irish government to offer financial support to the elderly who require long-term nursing home care. The nursing home support scheme ensures that the elderly get financial aid for receiving care and that their quality of life doesn’t go down due to financial constraints.
Are you eligible for the fair-deal scheme?
Anyone who is a resident of Ireland and needs long-term nursing home care can apply for the nursing home support scheme. The best part is that under this scheme, you don't have to face discrimination based on income, age, or medical diagnosis. The main focus is on one’s need for care, and especially if there is an elderly person suffering from a chronic illness or a disability, long-term nursing home care is necessary, and the Fair Deal Scheme completely supports it.
How do I apply for the fair deal scheme?
Assessing the care required: A healthcare professional comes into the picture to assess your health and determine whether long-term nursing home care is needed or not. This assessment of your health condition is comprehensive, as everything is covered—physical health, mental health, and even your daily living needs.
Financial assessment: With this assessment, the official calculates how much one individual can contribute towards his nursing home care. From wages, pensions, and benefits (your income) to savings, property, and investments (assets), everything is calculated. The main thing is to ensure that a fair contribution goes for your nursing home care, depending on your means, while the government will be supporting the rest of the cost of care. However, it's vital to know that there is a cap on these contributions. If you wish to learn about these in detail, then connecting with a professional advisor for the nursing home support scheme is ideal.
Fair deal support planning: If you are eligible and have met all the criteria, then a support plan is created that outlines the financial assistance that you would be receiving from the state to cover the difference in amount between the actual cost of care and your contribution. With the fair deal scheme, the elderly person can access necessary care without being a burden on their family, as the financial aspect is now well-balanced.
Final words
The fair deal scheme in Limerick offers vital support for the elderly people in Ireland by providing financial assistance for long-term nursing home care. Take fair advice from a reputed organisation to make an informed decision and apply it to nursing home care seamlessly. The advisors offer the right help and can help you make the right financial decision when applying for the fair deal scheme.
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