The fair deal scheme in Cork is officially better known as the “nursing home support scheme in Cork.” It is designed to provide financial support to people requiring nursing home care for the long term.
However, the problem is that there are several rules and regulations that one needs to follow while applying for the fair deal scheme. For example, first, let’s get to know the basics of the nursing home scheme in Cork, then we can navigate the application process and other details.
What Is The Fair Deal Scheme All About?
It's a government initiative that's designed to offer financial assistance to individuals needing long-term nursing home care. Individuals who cannot afford the cost of nursing home care usually seek the assistance of this scheme to obtain some financial relief for leading a better quality life. However, if you wish to navigate through the nursing home scheme, then obtaining professional advice on the fair deal scheme might help. Moreover, just by paying a nominal fee, you can get the right advice and guidance and also help with the paperwork.
Nevertheless, Here Is An Overview Of How The Scheme Works:
The eligibility of the individual is assessed when they are going for the fair deal scheme. The eligibility criteria are assessed by an approved assessor or a HSE (Health Service Executive).
The financial assessment of the individual is conducted. This is based on the care needs of the individual, and the applicant needs to contribute a part of their assets and income for the cost of care.
If an individual cannot pay for the financial cost of nursing home care, then the government can help. There comes into play the fair deal scheme. The HSE pays on behalf of the individual for the nursing home care.
If you have applied for the nursing home scheme, now you get to choose from a wide range of approved nursing homes. Select one as per your preference and needs, like the facilities, location, and quality of care. However, there is a catch. If the individual owns assets like property, then they would need to partially pay for the cost of the care by selling these assets. The good part of this contribution is that it is deferred until the death of the individual, so the HSE gets to recoup the cost from the assets.
The fair deal scheme in Cork conducts periodic reviews of the financial situation of the individuals, and this is done to ensure that the level of financial support that's offered by the scheme is appropriate.
Lastly, the fair deal scheme is pretty complex, and a layman might find things really confusing too. That's why it's necessary to seek professional help. It's highly recommended that you get help from a financial advisor or solicitor for the nursing home support scheme in Cork. However, ensure that the professional specialises in elderly law so that they can help you understand the implications of the scheme, which can impact your assets and finances.
Final words
If you think you do not require nursing home care, then we suggest that it's never too early to start planning for your peace of mind. Connecting with a professional advisor is important to navigate through the process.
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