Established
in 2009, the fair deal scheme can help families and individuals with nursing
homes and financial support care for an extended period of time. The scheme is
available to all, which means a person who needs long-term nursing assistance
can avail of this scheme. Under this scheme, the applicant needs to pay an
amount for the care cost and the state will take care of the rest.
All
nursing homes regardless of whether it's voluntary, public, or private, the
scheme is valid for all. Also known as the nursing home support scheme,
the money that the applicant needs to pay weekly depends on the valuation of
assets and income.
How
To Apply For It?
There
are essentially four steps to apply for the nursing home support scheme.
Let’s find out more.
Application
Form
First,
you need to fill out the application form for fair deal solutions via their official
website. The form must be filled out and signed by the individual who wants to
apply for this scheme. But if the applicant cannot fill out the application
form for themselves, one of his/her family members can do it. However, there
are certainly some rules to follow while opting for this procedure.
Care
Assessment
After
completing the application form for fair deal solutions, the state will
contact you for a care need assessment. A medical professional or a nurse will
get in touch with the applicant for the following:
· Your
ability to perform daily activities such as washing and dressing
· The
level of independence you currently have
· Cognitive
functioning assessment – language, attention level, learning, and memory.
You
will get the result of this assessment.
Financial
Assessment
The
financial assessment will help you determine the amount you need to pay for
nursing home care. However, the amount payable will depend on your total income
and assets. For instance, if the total value of your income and asset is low,
you have to pay more. But if the total is high, the total payable amount will
be low.
The
nursing home charges won’t affect the actual payable amount. For example, if
the total amount calculated is around €250 and the nursing home charges is
€1050 per week, the extra amount will be paid by the state.
Nursing
Home Support Loan
You
can apply for a nursing home loan. But there are certainly some terms and
conditions to follow. If you have a property in Ireland, then only you apply
for the loan. This property can anything from business property to barren land
and house. The application process for a nursing loan can take several months.
Therefore, when you are applying for Fair Deal funding, you should also
subsequently apply for the loan. Once your loan is approved, you don’t need to
accept the nursing loan. So, if you want to apply, you need to fulfil the
application form of fair deal
solutions.
How
To Apply On Someone Else’s Behalf?
If
any person is not in the right condition for applying for the fair deal solutions,
someone else can apply on his/her behalf. However, the person must be any of
the following:
· Can
be appointed by the Circuit Court
· Appointed
by the Office of Wards of Courts
· Chosen
to represent on the behalf of the applicant
· Can
a partner or spouse
· A
legal representative
· Certified
social worker, medical professional, or nurse
After
Receiving The Funds
You
can easily opt for reviewing the financial assessment, if you have received
Fair Deal funding. In fact, you can also inform the state if there is change in
the current circumstances. After your last review, you can again ask for
another review in the next 12 months. However, the state is always available
for your financial assessment review.
In
Final Words
The
Fair Deal scheme is one of the best medical schemes available in Ireland. The
amount payable is nothing compared to the benefits you will get as an
applicant. So, take notes from the above point before you apply to get a solid
idea about the medical scheme.
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