What is the Fair Deal Scheme and how does it work?

 

Whilst a huge number of the citizenry in Ireland are aged 66 and beyond, within 2050 though, the forecast or speculation is rife that the population headcount will overtake a million with staggering expenses. The Fair Deal scheme decreed a law and was initiated later based on the Nursing Home Support Scheme or Fair Deal Scheme, triggers financial aid to the citizenry in need of long-term care at a hospice.

• With the backing of the scheme, you can contribute towards your healthcare costs, and the balance is paid by the health service executive (HSE). Under this scheme, eligible public, voluntary, and private nursing homes are covered. There is a listing of eligible nursing homes that the HSE provides.

• Any resident of Ireland needing health care for a protracted period at a nursing home qualifies for applying for the fair deal nursing home scheme. Once you have applied, typically an assessment of your specific care requirements is done and the outcome of the evaluation may indicate that health care at a nursing home for a protracted period is the optimal alternative that you can avail.

An evaluation of your fiscal circumstance is done to know what would be your contribution in terms of your long-term health care costs at a nursing home.   In case, there is a deficit even after your contribution towards the fees then, in that case, it is typical of the HSE to pay the overdue amount.  Property and savings are assets, that are integral aspects of a review of your financial strength. 

Applying for the Nursing Home Loan is a viable option for you if you intend to defer your alms comprising of your dwelling or any other type of property. In that case, you would be eligible for applying for the Nursing Home Loan.  

 • You are eligible to fill up an application for financial aid for paying health care costs at a hospice with the help of the Fair Deal Scheme.

• Once you qualify for Fair Deal Scheme you would have access to financing for long-term nursing home care.

• You have the option of paying for care privately while financing lingers. Fair Deal financing is effective from the approval date and cannot be preceded.

 

Exploring varieties of Nursing Homes

Before opting for the fair deal nursing home scheme it's crucial to explore varied nursing homes. Ideally, you ought to schedule a nursing home visit before deciding, however, these days a nursing home visit may not feasible at all. You need to get in touch with the nursing home that you prefer and find out whether they can accommodate and fulfill your nursing home health care requirements. The downside is that you may be waitlisted.

If in your preferred nursing home there aren’t any patient beds available then, in that case, you may not have any other option but to reluctantly seek admission in any other nursing home or hospice for the time being or momentarily.