Fair Deal Scheme in Ireland Undergoes Drastic Changes: How Have Farm Families Been Benefitted?

 

The long-awaited amendment to the Nursing Home Support Scheme for the welfare of farm families has finally been made. All thanks to the Ministry of State for Mental Health and Older People for realising that it’s unfair for the needy farmers and small businesses to contribute 7.5% of their assets annually towards the cost of care! Mary Butler, the head of the Ministry, also ensured enforcement of the changes before the Dáil summer recess, which was due from 16 July. It’s a moment of joy for farmers who were once worried about their land at stake due to a serious health condition plaguing their avenues to earn in future. Now, those who were oblivious of the situation, let’s take you around.

What was the Situation before the Laws were Passed?

There were times when farm families risked the sustainability of their lands for the sake of affording nursing home bills for long-term care. They feared that nothing much would be left for the next generation, making passing down of the farmland a far-fetched dream. Why so? That is because the Fair Deal Scheme in Ireland necessitated applicants to pay 7.5% of their land’s value every year towards the cost of care of their near and dear one at a nursing home.

If you observe closely, you will find that the contribution was not time-bound. This was worrisome for farm families as they lost the value of their land to afford treatment for an ailing family member.

What are the New Amendments?

According to the new amendment bill, the 7.5% contribution stands capped at 3 years. If you already have a family member undergoing long-term treatment at a State-approved nursing home, then your contributions shall stop immediately. However, if you are in the middle of 3 years, your payment shall cease after completing the stated interval. Unfortunately, the State is not providing reimbursements for past payments.

Eligibility Criteria for a Family Farm Successor

Since the person-in-care is undergoing treatment at a nursing home, the individual must appoint a successor from the family to carry on with the farm operations. Let’s check who all are eligible: -

ü  Someone, who has put in efforts for the past 3 years to run the farm business

ü  It can be anyone who has been working in the farm, irrespective of remuneration

ü  Someone ready to declare that he has served the business, working full-time or as deemed fit

ü  The person should have run the business for at least 3 years in 5 years, not necessarily at a stretch but aggregate

Postscript:

Fair Deal Scheme in Ireland is constantly evolving. It’s challenging for someone involved in business to spare even a few minutes to go through the new changes. That is why Fair Deal Advice, an advisory body offering confidential one-to-one service is crucial. Know your benefits from them and save yourself from going off-track.