5 Fair Deal Nursing Home Scheme Facts You Should Know!

Ailments occur out of the blue and leave us traumatised with hefty hospital bills, let alone the agonies of witnessing your much-closed one, experiencing excruciating pain from an illness. Although medical breakthroughs do have a cure for almost every possible disease or illnesses, the package cost is hard to afford. Hence, the urgency of a Nursing Home Support Scheme, an HSE (Health Service Executive) operated plan, spelling fair deal in a literal sense.

Despite the emergence and popularity of Nursing Homes Support Scheme (NHSS), people still seem to hold confusion, which is why this write-up intends to clear them up and encourage them to adopt it for a carefree living.

Here are a few underlying facts defining Fair Deal Nursing Home Scheme—

• Flexibility in contribution
  The weekly contribution expected from the scheme users towards the cost of care is not a fixed sum, rather a meagre percentage of the income, varying from one individual to another, depending on their earnings and assets.


• Covers long-term nursing home care
  If you are of the opinion that such a scheme, covers short-term care costs such as those incurred in day-care or additional fees charged for activities such as therapies and hairdressing in nursing homes, then you are mistaken. Rather, it proves to be a staunch financial support for those requiring long-term care urgently.


• A robust option, whose financial situation is poor
  Those who fail to meet the weekly contributions, receive State support, whereby HSE covers the cost of care on behalf of the scheme user, by paying out the due.


• Income covers not just yearly earnings
  The financial assessment carried out by HSE, take into account, not just the mere salary of the individual, but also the pension received, rental income, funds from social welfare benefits, those from allowances, interests, dividends, commissions and directorship. Apart from these, assets are considered as well, probing relevant and cash assets of the applicant.


• Applicable on approved nursing homes
  Most of us are of the preconceived notion that such a scheme holds true only for public nursing homes, but this isn’t true. State approved ones include public, private and voluntary healthcare centres, contributing to the welfare of scheme applicants. 

Postscript:
Fair Deal Nursing Home Scheme has turned out to be a necessity and not just limited to choice. Despite the institutional care offered to frail and elderly people, suffering from ill health, home is after all where the heart is.